Call Peter Harris
Director of Communications

DEBT AND MENTAL HEALTH
– SOME HARSH REALITIES

Like so many innovative and worthy enterprises with real lifesaving potential, CAMIAD was born out of need and necessity.

  • One in four people in the UK with mental health problems are in debt.
  • More than a third of people assessed after self harming are found to be in debt.
  • People with mental health problems are three times more likely to have a domestic utility disconnected.
  • Suicidal thoughts are three times higher among people in debt.
  • There are some 5,000 deaths from suicide in England per year – a quarter of them individuals known to the mental health services.

These are just some of the facts – the harsh realities

Would you know if a client were suffering from some degree of mental illness because of debt?

Could you detect the tell-tale signs if they were suicidal?

Would you know how to react and how to access the right resources to help them?

CAMIAD, the Campaign for Awareness of Mental Illness Among Debtors, is hosted by the Ki Group CiC, a social enterprise company established by Cheshire and Wirral Partnership NHS Foundation Trust and Ultrasis UK. The training programme was designed within the NHS.

The Campaign aims are supported by the principal mental health organisations – including the Mental Health Foundation, Mental Health Europe, Mind, Depression Alliance and Samaritans – as well as all the major professional bodies.

It is now available nationwide, fulfilling its original, fundamental objective – to reduce debt-related stress, mental breakdown and suicide.

Training Course Programme

Courses planned

Wigan, Manchester, Stockport, Rochdale, Preston, Salisbury and Scotland

For further information or to reserve a place on a scheduled course please contact Peter Harris on 01270 753648 or
email: peter.harris@camiad.org.uk

Hypnotherapy and Mental Health Issues...

If you or someone you know – perhaps a client – is suffering with a mental health issue, a consultation with a GP could well be the first port of call on the road to recovery.

You may also, however, find that complementary medicine such as hypnotherapy may be beneficial in relieving emotional problems, stress or depression caused by debt – or, indeed, other causes such as gambling and alcohol.

The Hypnotherapy Directory can provide the names and contact details of trusted professionals near you or your client in practices throughout the UK. They can be contacted on 0844 803 0253 or emailed at info@hypnotherapy-directory.org.uk.

Website: www.hypnotherapy-directory.org.uk

Do you want to find out more?

If you would like to host a course or would simply like further information please contact Peter Harris at:

Email: peter.harris@camiad.org.uk

CAMIAD is a member of National Suicide Prevention Alliance
(Tel: 020 89394 8300 Web: http://www.nspa.org.uk)

NSPA logo

Other links

SAMARITANS – available 24 hours a day, 365 days a year to help you talk things through confidentially. You don‘t have to be suicidal.
Tel: 08457 909090
Web: http://www.samaritans.org/

PAPYRUS – confidential help for young people at risk of suicide or anyone worried about a young person at risk of suicide. Mon.– Fri. 10am–5pm and 7pm-10pm Weekends 2pm-5pm
Tel: 0800 0684141
Web: http://www.papyrus-uk.org/

SOBS (Survivors of Bereavement by Suicide) – confidential support to meet the needs and break the isolation of those bereaved by the suicide of a close relative or friend. Available 9am-9pm everyday
Tel: 0844 5616855
Web: http://www.uk-sobs.org.uk/

Mind – will provide details of help and support in your area and information on a range of mental health topics.
Tel: 0300 123 3393
Web: http://www.mind.org.uk/

MENTAL HEALTH FOUNDATION – the UK‘s leading mental health research, policy and service improvement charity. Does not have a helpline but can direct to appropriate help organisation.
Tel: 020 7808 1100
Web: http://www.mentalhealth.org.uk/

DEPRESSION ALLIANCE – provides information and support service designed to relieve and prevent depression. Does not have a helpline but can supply in formations packs.
Tel:  0845 123 2320
Web: http://www.depressionalliance.org/

CALM (Campaign Against Living Miserably) – a male suicide prevention charity providing a confidential and anonymous helpline service and website offering support and information to men. 
Tel: 0800 585858, 5pm – midnight, 7 days a week.
Web: http://www.thecalmzone.net/

SANEline – offers emotional support and information to anyone who is worried about their own mental health or a concerned family members, friend or professional.  Open 6pm – 11pm every day
Tel: 0845 767 8000
Web: http://www.sane.org.uk/

CHRISTIANS AGAINST POVERTY – has years of experience of helping people who are depressed or suicidal work their way out of debt through its face to face service.
Tel: 0800 328 0006 or 01274 760839
Web: http://www.capuk.org/

STEP CHANGE – provides a wealth of free advice concerning mental health and wellbeing for those in debt.
Tel: 0800 138 1111
Web: http://www.stepchange.org/

STOP LOAN SHARKS – confidential help and advice from the Government‘s Illegal Money Lending Team
Tel: 0300 555 2222
Scotland: 0800 074 0878
Web: www.direct.gov.uk/stoploansharks
Scotland: http://www.stoploansharks.org.uk/

BANKRUPTCY ADVISORY SERVICE – totally independent and affordable advice for the debtor.
Tel: 01423 862114
Web: http://www.bankruptcyadvisoryservice.co.uk/

FINANCIAL ADVICE.CO.UK – Answering your financial questions for free within 60 minutes from 8:30am to 5pm Monday to Friday.
Tel: 0800 092 1245
Web: http://financialAdvice.co.uk

COUNSELLING DIRECTORY – A confidential service that helps those in need to find, through an advanced postcode search, a qualified counsellor in their home area. The site also serves as an information hub for mental health-related articles. Here is the link to an article specifically about debt:
How to take control of debt

Tel: 0333 325 2500
Web: https://www.counselling-directory.org.uk

ORGANISATIONS IN SCOTLAND ONLY

SAMH (Scottish Association for Mental Health) – will provide details of help and support in your area and information on a range of mental health topics.
Tel: 0800 917 3466
Web: http://www.samh.org.uk/

ACTION ON DEPRESSION (SCOTLAND) – offers support and information on depression to individuals, their families and friends and professionals working with people who have depression.
Tel:  08088 022020 Free from all phone including mobiles: 2pm – 4pm Wednesdays
Web: http://www.actionondepression.org/

BREATHING SPACE – a free and confidential helpline for anyone who is experiencing low mood, anxiety or depression or who is worried and in need of someone to talk to. Mon.– Thurs. 6pm – 2am; 24 hours at weekends.
Tel: 0800 838587
Web: http://www.breathingspacescotland.co.uk/

CRUSE (Bereavement Care Scotland) – offers free support through one-to-one counseling and local groups to people who have experienced the loss of someone close to them.
Tel: 0845 600 2227
Web: http://www.crusescotland.org.uk/

MONEY ADVICE SCOTLAND – provides free independent, confidential and impartial money (debt) advice. For details of money advice agencies in local areas go to the website.
Web: http://www.moneyadvicescotland.org.uk/

"CAMIAD provides a valuable resource for members working with financially distressed individuals"
Graham Rumney, Chief Executive of the Association of Business Recovery Professionals