Covid-19 Update: When the coronavirus lockdown ends, we are expecting that insolvency practitioners and debt counsellors will be see a sharp rise in the number of clients with mental health issues and suicidal thoughts seeking their help. So, to make it possible for more such professionals to take advantage of the CAMIAD debt and mental health training course, we are reducing the course fee by 25 per cent for the foreseeable future – from £200 to £150 per head. The minimum number of delegates is 10 and the maximum 15. A minimum fee applies if there are fewer than 10 delegates.

Call Peter Harris
Director of Communications

Helping professionals to help debtors with mental health problems

The Campaign for Awareness of Mental Illness Among Debtors (CAMIAD)

The Campaign for Awareness of Mental Illness Among Debtors (CAMIAD) is dedicated to supporting any professional who has direct contact with individuals who could suffer mental anguish or distress related to debt.

Through specialist training, it is designed to equip them with the knowledge and skills to recognise if a person in debt has worrying mental health issues or, in the most severe cases, could even be suicidal.

The one-day CAMIAD training workshop is relevant to any professional dealing with debtors including insolvency practitioners, employers, accountants, solicitors, bankers, university and college lecturers, social and welfare workers and even general practitioners and other members of the medical profession.

The Training Course

The one-day CAMIAD training workshop takes the form of a stimulating expert-led discussion group far removed from the rigid, formal format of the classroom.

To maintain quality and facilitate the opportunity for discussion each course has small numbers of 8 - 15 people, aimed at a broad spectrum of professional disciplines.

All participants who complete the course are awarded a CAMIAD Certificate of Attendance. The Insolvency Practitioners Association has confirmed that practitioners may claim training of this type as part of their annual structured CPE, where the practitioner is content that it is relevant to the insolvency work undertaken by them. Practitioners should refer to the IPA’s CPE Guidance for further information.

Christians Against Poverty


With their shared philosophy and practice of personal contact, CAMIAD has established a special working relationship with CAP (Christians Against Poverty).

Both organisations believe passionately in providing a personal one-to-one service. Just as CAMIAD trains professionals to address mental issues with clients face-to-face, CAP’s nationwide counsellors make home visits to distressed individuals seeking release from the clutches of debt and poverty.

CAP’s free in-depth service tackles the immediate pressure points of overwhelming debt which causes people to feel there is no way out. They also create a long-term sustainable solution, and support people all the way to becoming debt free.

Together, we believe it’s a potent formula to help find effective and permanent resolutions to distressing personal debt whilst, at same time, playing a significant role in reducing the number of debt-related suicides and mental health crises.

You can find their website at



Jean-Luc Douillard (left) and Marc Binnié

CAMIAD has recently established a working alliance with APESA, an organisation based in Saintes in France with similar aims and objectives.

APESA is the acronym for Aide Psychologique des Entrepreneurs en Souffrance Psychologique Aiguë which translates into English as Psychological Help for Entrepreneurs Suffering from Acute Psychological Difficulties.

Established in 2013 with a team of 15 practitioners specialising in suicide prevention, addiction and family mediation issues and implemented by the Commercial Court of Saintes (Charente-Maritime), the APESA programme offers free psychological support to entrepreneurs – businessmen and women – who are suffering a range of psychological issues.

Those helped to date includes executives in SMEs (small to medium sized companies) in construction, craftsmen, women managers living alone with children and even pharmacists.

Nowadays in France, almost 30 trading courts have adopted, or will adopt, an APESA programme and the team of practitioners specialising in suicide prevention now reaches 165 members.

CAMIAD is keen to pursue a continuing programme of joint initiatives with APESA. APESA can be contacted directly as follows:

Marc Binnié

Clerk to the Commercial Court at Saintes (Charente-Maritime) France Tel : +33
Email :

Jean-Luc Douillard

Clinical psychologist, coordinator regional health program
France Tel : +33

Email :


Nick Clegg MPThe Campaign for Awareness of Mental Illness Among Debtors (CAMIAD) should be commended for its work in reducing the number of debt-related suicides and mental health crises linked to debt. CAMIAD plays an important role in highlighting the way that people with mental health problems are more likely to have debts than the general population. The dedicated support and training that CAMIAD provides to professionals who have direct contact with debtors, better equips those professionals with the knowledge and skills to recognise underlying mental health issues and, in more severe cases, those with suicidal thoughts, and refer them for appropriate assistance, counselling or treatment. I strongly support the aims of CAMIAD, especially at a time when so many vulnerable people are struggling with their own debts across the country.

Rt. Hon. Nick Clegg MP


It was delivered in a way that kept the topic interesting. Examples of real life cases and experience helped to make issues clearer.

James Lloyd, Solicitor 

Enjoyed course, in fact one of the most enjoyable courses that I have attended at AiB.

Shelley Galloway, Accountant in Bankruptcy, Scotland

After a decade of decline, there is now a rise in the suicide rate in the UK believed to be linked to the recession and debt. There has also been a massive increase in the number of antidepressant drugs prescribe by GPs for patients with financial worries.

Ian Williamson, Co-founder CAMIAD

Many people who call us are in financial difficulties. One in six mention worries linked to debts, housing or employment.

Peter O'Connor, Samaritans, Northwich, Cheshire

Our research shows that all loan shark victims who have suffered threats of violence or harassment suffer from depression to a greater or lesser degree and we know that a number of victims have committed suicide.

Cath Williams, LIAISE Manager, Stop Loan Sharks team

CAMIAD provides them with the skills to recognise if a client has a real mental health problem because of their debt and how to signpost them on for professional medical help. Over time we are confident this will reduce the debt-related suicide rate.

Ian Williamson, Co-founder CAMIAD

Suicide is often the elephant in the room but our experience has shown that most people will experience a great sense of relief if they are feeling suicidal and are asked about it in the right way.

Nigel Crompton, Senior Mental Health Nurse and Course Leader

CAMIAD provides them with the skills to recognise if a client has a real mental health problem because of their debt and how to signpost them on for professional medical help. Over time we are confident this will reduce the debt-related suicide rate.

Ian Williamson, Co-founder